This velvet pencil skirt featuring a ruffled taffeta hem packs a 3-in-1 style punch with a layered design that can be worn together or separately. • Italian velvet overskirt, taffeta underskirt • Knee-length pencil skirt • Concealed side zip closure with elastic loop button • Side pockets • Ruffled hem at the underskirt • Duchess satin lining at the waist